InventoryManagementPlatform
Perfect for restaurants & cafes, fashion & beauty shops, DIY crafters & households. One platform, endless possibilities!
One platform for all
your financial tracking needs
From fashion boutiques to beauty salons, DIY crafters to restaurants - manage inventory, track costs, and grow your business smarter.
Fashion & Apparel
Track clothing inventory by size, color, and style. Perfect for boutiques and garment shops
- Size & color matrix
- Seasonal tracking
- Alteration costs
Footwear Management
Manage shoe inventory with size runs, pairs tracking, and brand management
- Size run tracking
- Pair management
- Brand analytics
Beauty & Cosmetics
Track product expiry, manage salon inventory, and calculate service costs
- Expiry tracking
- Usage per service
- Product margins
DIY & Handmade
Calculate material costs, track project profitability, and manage custom orders
- Material costing
- Project tracking
- Custom pricing
Restaurant & Tips Tracking
Track recipe costs, auto-detect customer tips, and reconcile end-of-day totals
- Tips detection
- Business day tracking (12pm-2am)
- Staff earnings
Household & Bills
Manage utility bills, track household expenses, and monitor subscriptions
- Bill reminders
- Budget tracking
- Expense analysis
Never miss a tip again
Automatically detect and track tips from bank deposits. Perfect for restaurants, salons, and service businesses operating beyond midnight.
POS Transaction
11:47 PMBank Deposit
Next Day 2:15 AMSmart Business Day Tracking
Your business day runs from 12pm to 2am? No problem! We track tips based on your actual operating hours, not calendar days.
Hourly Tips Analytics
Track average tips per hour, identify peak tipping times, and ensure fair distribution among staff members.
Automatic Reconciliation
Instantly match POS sales with bank deposits, automatically detecting tips, processing fees, and any discrepancies.
Average Tips by Industry
Stop manually calculating tips. Let Spendal handle it automatically.
Auto-match split payments
Intelligently detect and reconcile when a single sale is split across multiple payments. Perfect for group dining, partial payments, and installments.
Live Payment Matching
Table 12
8:47 PM
$245.80
8 items
Detected Split Payments:
Guest 1
Card •••• 4521
$82.00
8:52 PM
Guest 2
Card •••• 7892
$81.90
8:53 PM
Guest 3
Card •••• 3456
$81.90
8:54 PM
Perfect match! All payments reconciled.
Common Split Scenarios
Table Split
Table 12
8:47 PM • 8 items
$245.80
Partial Payments
Invoice #892
2:15 PM • 3 items
$1,250.00
Group Purchase
Sale #445
6:30 PM • 5 items
$425.50
Instant Detection
Automatically identifies split payments within 15-minute windows
Smart Matching
Uses AI to match partial amounts that sum to POS totals
Auto-Verification
Confirms matches using transaction metadata and timing
Complete Tracking
Maintains full audit trail of all split and partial payments
99.8%
Match Accuracy
<2s
Detection Time
Zero
Manual Reconciliation
Stop manually matching split payments. Let Spendal handle it automatically.
Built for every business
Whether you're managing a fashion boutique, running a beauty salon, or crafting handmade goods, Spendal adapts to your unique business needs.
Clothing & Fashion
Boutiques, garment shops, and apparel stores
- Track inventory by size (XS to XXXL) and color variations
- Manage seasonal collections and fashion trends
- Monitor fabric costs and supplier pricing
+2 more features →
Shoe Stores
Footwear retailers and shoe boutiques
- Manage inventory by size runs (EU, US, UK sizing)
- Track pairs and handle single shoe replacements
- Monitor multiple brands and seasonal models
+2 more features →
Beauty & Cosmetics
Beauty salons, spas, and cosmetic shops
- Critical expiry date tracking for cosmetics
- Calculate product usage per service/treatment
- Separate professional vs retail inventory
+2 more features →
DIY & Handmade
Craft businesses, artisans, and makers
- Track raw material costs and usage rates
- Calculate pricing (materials + labor + profit)
- Manage custom order specifications
+2 more features →
Restaurants & Cafes
Food service and hospitality businesses
- Recipe cost calculation with BOMs
- Track ingredient prices from suppliers
- Monitor food waste and expiry dates
+2 more features →
General Retail
Convenience stores, general merchandise
- Multi-category inventory management
- Barcode scanning and POS integration
- Track bestsellers and slow-moving items
+2 more features →
Jewelry & Accessories
Jewelry stores and accessory boutiques
- Track precious metals and stone costs
- Manage consignment inventory
- Calculate repair and customization costs
+2 more features →
Home & Hardware
Hardware stores, home improvement shops
- Track bulk and unit sales
- Manage rental equipment inventory
- Monitor seasonal items (garden, holiday)
+2 more features →
Bookstores & Stationery
Book shops, stationery, and office supplies
- ISBN tracking and publisher management
- Manage pre-orders and special orders
- Track seasonal items (school supplies)
+2 more features →
Don't see your business type? No problem! Spendal is fully customizable for any business.
Built for your business
Whether you run a restaurant, manage a household, or operate a retail business, Spendal adapts to your needs.
Fashion Store Dashboard
Track inventory by size and color, manage seasonal collections, monitor trends
- Size/color matrix
- Season tracking
- Trend analytics
Ready to transform your workflow?
Never lose money to
mischarges & discrepancies
Instantly catch pricing errors, double charges, and missing transactions. Auto-match POS sales with bank deposits to identify cash shortages and processing fee discrepancies. Track real-time profit margins and optimize pricing.
Mischarge & Discrepancy Detection
Instantly catch pricing errors, double charges, and missing transactions before they impact your bottom line.
Overcharge Detected
Item #1247 charged $89 vs $79 list
Missing POS Entry
Bank deposit without match
Duplicate Charge
Order #8923 charged twice
12
Caught Today
$847
Recovered
3
Pending
Smart Tips & Payment Tracking
Auto-detect tips from bank deposits, track hourly averages, and reconcile end-of-day totals even when your business day spans past midnight.
POS Total
$8,247.50
Bank Deposit
$8,142.23
Payment Breakdown:
$18.75
Avg/Hour
$412.50
Total Tips
Real-Time Profit Tracking
Track actual vs expected profits, identify loss leaders, and optimize pricing in real-time.
$12.4K
Today's Profit
+15%
vs Yesterday
$3.2
Avg Per Item
Inventory Monitor
Live stock levels & usage tracking
$1,153 remaining this month
Recent Activity
Smart Document Tracker
Bills, receipts, BOMs & expiry dates
Upload Bills & Documents
Utility bills, receipts, BOMs, food labels
Income & Revenue
Personal income, sales & bank imports
Great job! You're ahead of last month
Income Sources
Smart Analytics
AI-powered business insights
Material costs increased 15% this month. Consider negotiating bulk pricing with suppliers.
Quick Actions
Ready to get started?
Join thousands of businesses who've automated their financial tracking and boosted profits with Spendal.
Perfect for Businesses & Households
From restaurants tracking recipe costs to families managing household expenses
Households & Families
- • Track utility bills (electricity, gas)
- • Monitor food expiry dates
- • Import bank statements securely
- • Set recurring income/expenses
Restaurants & Cafes
- • Catch overcharges & double billing
- • Auto-match POS sales to bank deposits
- • Real-time profit tracking per dish
- • Identify cash shortages instantly
Retail & Clothing
- • Detect pricing errors automatically
- • Sync daily sales with bank accounts
- • Track profit margins by SKU
- • Automated cash reconciliation
Contractors & Handymen
- • Track tool & equipment costs
- • Monitor material usage per job
- • Calculate project profitability
- • Manage equipment depreciation
How Spendal Works
From setup to insights in minutes, not hours
Upload & Connect
Connect your POS system and bank accounts for automatic sync. Upload inventory lists and product catalogs.
AI Analysis
Our AI matches transactions, calculates real-time profits, identifies discrepancies, and suggests optimizations.
Get Insights
View real-time profitability, track inventory levels, monitor equipment usage, and make data-driven decisions.
Beyond Basic Accounting
Most tools track expenses. We track profitability.
Before Spendal
With Spendal
See Spendal in Action
Watch how a restaurant owner discovers their pasta carbonara has a 70% profit margin, while their signature burger is barely breaking even.
No credit card required • Setup in 5 minutes • Cancel anytime
Success Stories
See how businesses like yours are saving money and increasing profits
"Tracking our utility bills and food expiry dates saved us $400/month! No more forgotten vegetables or surprise electricity costs."
ROI Calculator
See how much Spendal could save your business
⚙️Your Details
💰Your Potential Savings
Based on average customer improvements
Frequently Asked Questions
Everything you need to know about using Spendal for your business
Track utility bills (electricity, gas, water), monitor food expiry dates to reduce waste, import bank statements securely, and set up recurring income/expenses for complete privacy. Perfect for household budgeting.
Upload your recipes and we automatically calculate ingredient costs based on current supplier prices. Track portion sizes, waste percentages, and get real-time profitability per dish. Perfect for optimizing your menu pricing.
Yes! Create SKUs for every size/color combination. Track sales velocity, identify slow-moving variants, and optimize ordering patterns. Great for fashion retailers managing complex inventory matrices.
Log equipment purchases and assign them to specific jobs. Track material consumption, tool depreciation, and calculate true project costs. Never lose track of expensive equipment again.
Yes! Import bank statements securely or set up recurring income/expenses manually for complete privacy. No need to connect live bank accounts - you control your data sharing level.
We integrate with Square, Shopify, Clover, Toast, and 40+ other POS systems. Automatic transaction sync means no manual data entry. Setup takes less than 5 minutes.
Our AI analyzes thousands of data points including supplier prices, seasonal variations, and local market conditions. Customers typically see 95%+ accuracy in cost predictions.
Absolutely. We use bank-level encryption, SOC 2 compliance, and never store sensitive payment information. Your data is protected with enterprise-grade security protocols.
Still have questions?
Our team is here to help you understand how Spendal can transform your business