Powerful Features for Complete Financial Control 💪
From expense tracking to business cost analysis, Spendal provides all the tools you need to manage your finances effectively. Whether you're a family managing household expenses or a business tracking costs, we've got you covered! 🎯
Never lose money to
mischarges & discrepancies
Instantly catch pricing errors, double charges, and missing transactions. Auto-match POS sales with bank deposits to identify cash shortages and processing fee discrepancies. Track real-time profit margins and optimize pricing.
Mischarge & Discrepancy Detection
Instantly catch pricing errors, double charges, and missing transactions before they impact your bottom line.
Overcharge Detected
Item #1247 charged $89 vs $79 list
Missing POS Entry
Bank deposit without match
Duplicate Charge
Order #8923 charged twice
12
Caught Today
$847
Recovered
3
Pending
Smart Tips & Payment Tracking
Auto-detect tips from bank deposits, track hourly averages, and reconcile end-of-day totals even when your business day spans past midnight.
POS Total
$8,247.50
Bank Deposit
$8,142.23
Payment Breakdown:
$18.75
Avg/Hour
$412.50
Total Tips
Real-Time Profit Tracking
Track actual vs expected profits, identify loss leaders, and optimize pricing in real-time.
$12.4K
Today's Profit
+15%
vs Yesterday
$3.2
Avg Per Item
Inventory Monitor
Live stock levels & usage tracking
$1,153 remaining this month
Recent Activity
Smart Document Tracker
Bills, receipts, BOMs & expiry dates
Upload Bills & Documents
Utility bills, receipts, BOMs, food labels
Income & Revenue
Personal income, sales & bank imports
Great job! You're ahead of last month
Income Sources
Smart Analytics
AI-powered business insights
Material costs increased 15% this month. Consider negotiating bulk pricing with suppliers.
Quick Actions
Ready to get started?
Join thousands of businesses who've automated their financial tracking and boosted profits with Spendal.
Perfect for Businesses & Households
From restaurants tracking recipe costs to families managing household expenses
Households & Families
- • Track utility bills (electricity, gas)
- • Monitor food expiry dates
- • Import bank statements securely
- • Set recurring income/expenses
Restaurants & Cafes
- • Catch overcharges & double billing
- • Auto-match POS sales to bank deposits
- • Real-time profit tracking per dish
- • Identify cash shortages instantly
Retail & Clothing
- • Detect pricing errors automatically
- • Sync daily sales with bank accounts
- • Track profit margins by SKU
- • Automated cash reconciliation
Contractors & Handymen
- • Track tool & equipment costs
- • Monitor material usage per job
- • Calculate project profitability
- • Manage equipment depreciation
How Spendal Works
From setup to insights in minutes, not hours
Upload & Connect
Connect your POS system and bank accounts for automatic sync. Upload inventory lists and product catalogs.
AI Analysis
Our AI matches transactions, calculates real-time profits, identifies discrepancies, and suggests optimizations.
Get Insights
View real-time profitability, track inventory levels, monitor equipment usage, and make data-driven decisions.
Beyond Basic Accounting
Most tools track expenses. We track profitability.
Before Spendal
With Spendal
See Spendal in Action
Watch how a restaurant owner discovers their pasta carbonara has a 70% profit margin, while their signature burger is barely breaking even.
No credit card required • Setup in 5 minutes • Cancel anytime
Everything you need tomaster your money
Powerful features designed to help you understand, control, and optimize your spending habits.
Smart Analytics
Get detailed insights into your spending patterns with AI-powered analytics and personalized recommendations.
AI-Powered Insights
Our intelligent system learns your habits and provides actionable insights to help you save money.
Goal Tracking
Set financial goals and track your progress with visual dashboards and milestone celebrations.
Bank-Level Security
Your financial data is protected with enterprise-grade encryption and security protocols.
Mobile First
Manage your finances on the go with our beautifully designed mobile app and real-time sync.
Real-time Tracking
Automatically categorize and track expenses in real-time with instant notifications.
How Spendal Works
Get started in minutes and see results immediately.
Connect Your Accounts
Securely link your bank accounts and credit cards in seconds.
Automatic Tracking
Watch as your expenses are automatically categorized and analyzed.
Start Saving
Get personalized insights and recommendations to save more money.
Features by Category 📋
Organized tools for every aspect of financial management! 🚀
Personal Finance
- ✓ Expense tracking & categorization
- ✓ Income management
- ✓ Budget planning & monitoring
- ✓ Financial goal setting
Household Management
- ✓ Utility bill tracking
- ✓ Food expiry date monitoring
- ✓ Grocery expense analysis
- ✓ Home maintenance costs
Business Tools
- ✓ Bill of Materials (BOM) tracking
- ✓ Cost analysis & reporting
- ✓ Revenue tracking
- ✓ Profit margin analysis
Data & Security
- ✓ Bank statement imports
- ✓ Secure data encryption
- ✓ Privacy-first approach
- ✓ Regular backups
Analytics & Insights
- ✓ Spending patterns analysis
- ✓ Financial health scores
- ✓ Custom reports
- ✓ Trend visualization
Mobile & Integrations
- ✓ Mobile app support
- ✓ Receipt photo scanning
- ✓ Bank integrations
- ✓ Export capabilities
Ready to Take Control of Your Finances? 🚀
Join thousands of families and businesses who trust Spendal for their financial management needs! Start your journey to better financial health today. 💪